The mortgage market in Canada underwent significant changes over the past few years, with rates fluctuating wildly in the last two years. Between 2015 and 2020, rates were relatively stable, and then the Bank of Canada drastically lowered its prime interest rate to its record low of 0.25%. In 2020

The mortgage market has been a real rollercoaster since 2022, and rates have skyrocketed, then decreased a little. The most common question to ask is “What should we expect regarding our mortgage rate in 2025 and 2026? The last couple of years were certainly not easy. In March 2020, the government

The popularity of short-term fixed mortgage rates is growing at an incredible rate. Since rates are still a bit high, buyers and homeowners are anticipating a return to normal soon, and this is reflected in the type of mortgage people are choosing. Closed 1, 2, and 3-year fixed rate mortgages

Are you planning to buy a property? Is your mortgage up for renewal soon? Whether you need a new mortgage to buy a house or you want to renew your existing mortgage at a lower interest rate, we can help you get the best mortgage loan.  Our network consists of

Whether you desire a fixed, variable or open mortgage, Desjardins offers competitive rates to prospective homebuyers. To most Canadians, buying a real estate property is one of the biggest investments in life. Therefore, finding the right mortgage can make all the difference in terms of costs and convenience.  Desjardins provides a variety

Do you want to become a homeowner faster?  To be able to take out a mortgage loan to buy a property in Quebec, you must have a down payment of at least 20%. But what if you don’t have this amount? Can you still buy a home?  While many are fortunate