Are you planning to buy a property? Is your mortgage up for renewal soon?
Whether you need a new mortgage to buy a house or you want to renew your existing mortgage at a lower interest rate, we can help you get the best mortgage loan.
Our network consists of reputable and experienced mortgage brokers all across Quebec.
Thanks to our mortgage partners, we can recommend the best agencies in your area. Allow us to introduce you to the top 50 mortgage agencies in Quebec.
Mortgage broker vs. mortgage advisor
When applying for a mortgage, you will come across 2 types of mortgage professionals. Who are they?
Mortgage Advisor
He is affiliated with a financial institution such as a bank and will offer the mortgage products offered by his company. He is not in a position to provide information about other mortgage products from other sources.
Mortgage broker
Works independently from lenders and is knowledgeable about all mortgage products available on the market. He works with a variety of lenders and can offer multiple mortgage products from different lenders you can choose from.
They are both able to:
- Negotiate loan terms.
- Look for the best rate among the loans available.
- Save time and money.
- Explain the mortgage system.
While both of these professionals can advise each client on the best type of mortgage tailored to their needs, there are certain distinctions that you must understand.
- A mortgage broker obtains a loan for you without bias in terms of financial institution.
- In case of refusal, he can recommend alternative financing solutions.
- Contrary to what many may think, a mortgage broker's services are free.
- A broker protects your credit rating by making only one application to all lenders.
By using a mortgage broker, you can avoid the pitfalls of getting a mortgage by finding the best loan that suits your needs.
The TOP 50 mortgage agencies in Quebec
Consecutive increases in interest rates have made the mortgage market today more challenging than previous years. In fact, we are seeing much higher rates than we have been used to.
While many future buyers fear not being able to qualify due to the decrease in purchasing power, the search for the best mortgage product has never been more important.
This is where mortgage agencies come into play. It is crucial to get help from qualified and experienced professionals to guide you in your mortgage application process.
Among the many mortgage agencies in Quebec, some stand out more. In order to support you in your approach to home ownership, we present the 50 best mortgage agencies to consider.
Planiprêt | Etienne Gilbert
- National Capital
- 5 stars
Planiprêt | David Tremblay
- National Capital
- 4.9 stars
Multi-Loans | Etienne Fleury
- National Capital
- 5 stars
Mortgage Architects | Stephane Bruyere
- National Capital
- 4.9 stars
Planiprêt | Charles and Charlie
- National Capital
- 4.8 stars
Mortgage Consortium | Martin Cote
- National Capital
- 4.9 stars
Multi-Loans | Vision Team
- National Capital
- 5 stars
Multi-Loans | Samuel Robert
- National Capital
- 5 stars
Hypotheca | Stephane Michon
- Montreal
- 5 stars
CanWise | Mortgages
- Montreal
- 4.9 stars
Mortgages.ca | Vincent Le Saux
- Montreal
- 5 stars
Multi-Loans | Jimmy Perreault
- Montreal
- 5 stars
Multi-Loans | Jean-Francois Jacques
- Montreal
- 5 stars
Dominion | George Macris
- Montreal
- 4.9 stars
Planiprêt | Alexandre Lafitte
- Montreal
- 5 stars
Multi-Loans | Marc-Olivier Beaulieu-Tanguay
- Estrie
- 5 stars
Multi-Loans | Isabelle Tremblay
- Estrie
- 5 stars
Multi-Loans | Meline Descarreaux
- Estrie
- 5 stars
Planiprêt | Sandra Allard
- Mauricie
- 4.9 stars
Multi-Loans | Mick Dery
- Mauricie
- 5 stars
Planiprêt | Jimmy Boissonneault
- Mauricie
- 5 stars
Dominion | Sophie Gelinas
- Mauricie
- 5 stars
Multi-Loans | Guy Fournier
- Laval
- 5 stars
Multi-Loans | Feghali Team
- Laval
- 5 stars
Planiprêt | Ryan The Hague
- Laval
- 5 stars
Dominion | Rody Ramia
- Laval
- 5 stars
Multi-Loans | Isabelle Blasco
- Chaudiere-Appalaches
- 5 stars
Multi-Loans | Olivier Simard
- Chaudiere-Appalaches
- 5 stars
Multi-Loans | Alexandre Lapierre
- Gaspesie
- 5 stars
HPS | Premium Mortgage Services
- Gaspesie
- 5 stars
Planiprêt | Vincent Bernier
- Bas-St-Laurent
- 5 stars
Mortgage Consortium | Denis Cote
- Bas-St-Laurent
- 4.9 stars
Multi-Loans | Karine Fortier-Desabrais
- Laurentians
- 5 stars
Hypotheca | Anne-Pier Jauvin
- Laurentians
- 5 stars
Multi-Loans | Genevieve Dugal
- Laurentians
- 4.8 stars
Mortgage Architects | Francois Martel
- Lanaudiere
- 5 stars
Mortgage Consortium | Mary Gendron
- Lanaudiere
- 5 stars
Planiprêt | Paolo Folco
- Lanaudiere
- 4.9 stars
Hypotheca | Vincent Roy
- Monteregie
- 5 stars
Multi-Loans | Samuel Meloche
- Monteregie
- 5 stars
Multi-Loans | Claudia Pearson
- Monteregie
- 5 stars
Multi-Loans | Steve Harvey
- Ottawa
- 5 stars
Multi-Loans | Patrick Dumont
- Ottawa
- 5 stars
Multi-Loans | Josiane Duchesneau
- Ottawa
- 5 stars
Mortgage Architects | Jean-Francois Trahan
- Abitibi-Temiscamingue
- 5 stars
Multi-Loans | Rouyn Noranda
- Abitibi-Temiscamingue
- 4.4 stars
Multi-Loans | Gilbert and Associates
- Abitibi-Temiscamingue
- 3.7 stars
Mortgage Intelligence | Maskim Lajoie
- Saguenay-Lac-Saint-Jean
- 5 stars
Planiprêt | Francois Tremblay
- Saguenay-Lac-Saint-Jean
- 5 stars
Multi-Loans | Alexandre Parent
- Saguenay-Lac-Saint-Jean
- 5 stars
What is the best known agency in Quebec?
Multi-Prêts Hypothèques is certainly the biggest player in Quebec’s mortgage industry.
Its outstanding performance can be explained by:
- Its reputation built for more than 30 years.
- The quality of the services offered which led to its Consumer Choice award on many occasions.
- Its involvement with various mortgage, real estate, school, and charitable organizations.
- Its mortgage broker recognition program.
- Its high-performance technological tools make life easier for brokers and also for the public.
- Its customer relationship management system.
- Its customer service that is dedicated to achieving the objectives of each client.
- And much more!
What financial institutions are affiliated with mortgage agencies in Quebec?
The list of banks that deal with mortgage brokers is long. However, it is important to know that each agency has its own partners.
Here are some of the most popular lenders our partner brokers work with:
- Desjardins
- BMO
- TD
- RBC
- HSBC
- Manulife
- Industrial Alliance
- Scotiabank
- MCAP Beneva
- First National
- B2B Bank
- Fair Trade Bank
- Home Trust
- HomeEquity Bank
Why purchase a property through a mortgage agency?
Analyzing all the mortgage products by yourself and putting together your application requirements can involve countless hours and labor. It is certainly not the way to proceed in obtaining a mortgage that will be advantageous for you.
A mortgage broker can save you time and money because he is experienced and knowledgeable about the entire process. He will work hard to find you the best financing that suits your needs and goals.
He can also give you valuable advice on your personal finances. As your intermediary, he will take care of everything to ensure you get the right mortgage for your project!
Since a real estate transaction represents one of the biggest purchases of a lifetime, the support offered by a mortgage agency will ensure your transaction is as successful as it can be for your peace of mind.
Compare mortgage rates from over 20 financial institutions across Quebec!
Find the best mortgage broker to help you buy the property of your dreams, free of charge! Let a broker compare mortgages offered by different lenders that suit your financial situation and offer more advantages.
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Entrust your financing requirements to one of our mortgage partners, the best in your area, without further delay!