Finding the home of your dreams is often an extremely pleasant project that many Quebecers look forward to. However, when the house is finally found and the time comes to get into the world of mortgages, it can quickly become much less fun and complex. For first time buyers, it’s

How to choose between a mortgage broker and a mortgage agency? Becoming a homeowner and taking out a mortgage, obviously, is the most important transaction in your life. Shopping around is essential to get the best rate and save as much money as possible. Are you looking for a broker

What is a home equity line of credit? Can it be associated with another credit product? How much can I borrow from a home equity line of credit? Keep in mind that mortgage refinancing is another option for you.   How does a home equity line of credit work?  

The transfer of your mortgage to your new home or to the buyer of your home will no longer be a secret to you. Why do you need to transfer your mortgage? Can you borrow more? What are the pros and cons? How can you limit the risks?  6 questions

See why you will have mortgage fees to pay if you terminate your mortgage before the end of your term. When is an early repayment advantageous? How does your financial institution calculate the price of your mortgage penalty?    What is a mortgage penalty? Loss of job, separation, renovation, relocation…

Buying a house is the most important transaction in your lifetime. Among the major decisions that you will make as part of its realization, determining the amount of the loan seems to be paramount. Choosing an inadequate amount is will very likely ruin your experience. Are you looking for a